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FDR – A scheme to invest your money for a fixed interest | Finager.com

Fixed Deposit Receipt

FDR comparison made easy

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একটি Fixed Deposit Receipt-এ যে ৪টি বিষয় লক্ষ্য করা উচিৎ

FDR

একটি Fixed Deposit Receipt-এ যে ৪টি বিষয় লক্ষ্য করা উচিৎ

অনেকের জন্যই ব্যাংক জমা একটি আকর্ষণীয় বিনিয়োগ যেহেতু সুদের হার এখানে অনেক বেশি। এখানে চারটি গুরুত্বপূর্ণ বিষয় উল্লেখ করা হল যা আপনার Fixed Deposit Receipt এ দেখে নেয়া অত্যন্ত প্রয়োজনীয়। ১. সুদের হার...

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FDR

Fixed Deposit

Each form investment has a rate of interest associated with it else the investment will be meaningless. The interest rate gives an idea of your earnings on investment. Fixed deposits are also bound to an interest rate like any other investment so that investors can get some return over that. The rate of interest varies with financial institutions. It also depends on the time for which money must be deposited. Higher the times higher are the percentage gains. Special considerations are also made for senior citizens who get a higher rate of interest than younger counterparts to enhance their financial security.

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FDR

How and Why Do Interest Rates on Fixed Deposits Fluctuate

The downside that comes with FD investments is taxation. The interest earned from Fixed Deposits is taxable under Section 80C of the Income Tax Act. Even with the taxation law, FDs are an attractive form of investment amongst the Indian masses. However, Fixed Deposit interest rates in 2016 are decreasing and curtailing the perks of receiving adequate returns. Let’s evaluate why.

If you invest in an FD today, you could get a rate of interest between 8.5% and 9.25%. Some banks and NBFCs will offer a higher rate of interest

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FDR

Seven Benefits From Having A Fixed Deposit Account

Do you know that one of the easier ways of making your money work for you is by investing in a fixed deposit account? A fixed deposit account is an investment account and a type of savings account in which money is deposited for a stated period of time and a fixed interest rate is paid at the end of that period.

It is a safer investment option when compared to other investment types such as shares or the money market. Opening a fixed deposit account is both quick and easy and all you have to

The Basics


1. For how long a user can deposit his money?

A user can deposit his money for 1 year to 5 year.


What is the minimum eligibility for opening FDR scheme?

Applicant must be a Bangladeshi citizen aged between 21 years to 60 years.


How will the maturity amount be paid to user?

The maturity amount will be paid through user’s account which is linked with deposit scheme.


Does any loan available against deposited money?

Yes, 80% of the deposited amount can be available as loan amount.