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Greetings from Finager.com.

Before using Finager.com, please take your time to read & understand the terms and conditions of the website. We strongly recommend doingthat because unless you agree with these terms & conditions, you should not use finager.com.

By using Finager.com’s services, you understand and agree that finager.com will treat your use of our services as acceptance of these terms from such point of usage. You may not use the services if you do not accept our terms. If you are accepting these terms on behalf of an entity or institution, you confirm that you are authorized on behalf of that entity or institution to agree to be bound by these Terms of use and all terms in corporate by reference.

1. Proprietary rights:

You acknowledge and agree that Finager.com owns all legal right, title and interest in and to the services, including any intellectual property rights which persist in the services. You further acknowledge that the services may contain information which is designated confidential by Finager.com and that you shall not disclose such information without Finager.com’s prior written consent.

Finager.com grants you a limited license to access and make personal use of the website(Finager.com) and the service. This license does not confer any right to download, copy, modify, and reverse engineer, reassemble or otherwise attempt to discover any source code, sell, grant a security interest in or otherwise transfer any right in the services. You do not have the right to use any of Finager.com’s trade names, trademarks, logos, service marks, domain names and other distinctive brand features etc. You do not have the right to remove, obscure or alter any proprietary rights notices, which may be affixed to or contained within the services. You will not copy or transmit any of the services.

If any third party or institution wants to copy or distribute the intellectual property which belongs to only finager.com, we recommend to communicate with Finager authority and take permission with appropriate consent.

2. Conditions regarding User information:

You (user) agree to provide true, accurate, current and complete information about yourself or asked or required by the website(Finager.com). If you provide any information that is untrue, inaccurate, not current, or incomplete or Finager.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Finager.com has the right to suspend or terminate your account and refuse any and all current or future use of the website or service in connection there to.

By using this website (Finager.com) and furnishing your (user) details, you hereby agree that you are interested in availing and purchasing the services that you have selected. You hereby agree that Finager.com may contact you either electronically or through phone to understand your interest in the selected products and services and to fulfill your demand or complete your application.

You specifically understand and agree that by using the website(Finager.com), you authorize Finager.com and its affiliates to contact you in for any follow up calls in relation to the services provided through the website (Finager.com). You expressly waive the Do Not Call registrations on your phone for contacting you for this purpose. You also agree that (Finager.com) reserves the right to make your user details available to affiliated partners and you may be contacted by the affiliated partners for more information and for sales through email, telephone or sms. You agree to receive promotional materials and/or special offers from Finager.com through emails or sms.

3. Use of the website:

You may only use the website (Finager.com) to search for and to apply for loans, investments, credit cards or other financial products as displayed on the website (Finager.com) from time to time and you shall not use the website (Finager.com) to make any fraudulent applications. You agree not to use the website (Finager.com) for any purpose that is unlawful, illegal or forbidden by these terms or any local laws that might apply to you, since the website (Finager.com) is in operation in Bangladesh, while using the website (Finager.com), you shall agree to comply with laws that apply to Bangladesh and your own country (in case of you being a foreign national).We may, at our sole discretion, at any time and without advance notice or liability, suspend, terminate or restrict your access to all or any component of the website(Finager.com).

you are prohibited from posting or transmitting to or though this website(Finager.com):(i) any unlawful, threatening,libelous,defamatory, obscene, pornographic or other material or content that would violate rights of publicity and/or privacy or that would violate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds, advertising or marketing of any goods or services); and (iii) any material or content that infringes,misappropriates or violates any copyright, trademark, patent right or other proprietary right of any third party. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from your posting of content to Finager.com.

4. Limitation of liability:

You expressly understand and agree that Finager.com (including its subsidiaries, affiliates, directors, officers, employees, representatives and service providers) shall not be liable for any direct, indirect, incidental, injury, death, loss, claim, act of god, accident, delay, special, exemplary, punitive or consequential damages of any kind (including without limitation lost profits or lost savings) whether based in contract, tort, strict liability or otherwise, that arise out of or is in any way connected with(i) any failure or delay (including without limitation the use of or inability to use any component of Finager.com),or (ii) any use of the website(Finager.com) or its content, or(iii)(a) the performance or non-performance by us or any of our provider, even if we have been advised of the possibility or damages to such parties or any other party, or(b) any damages to or viruses that may infect your computer equipment or other property as the result that may infect your computer equipment or other property as the result of your access to the website (Finager.com) or your downloading of any content from Finager.com.

5. Your User Account:

You may need a Finager Account in order to use some of our services. You may create your own Finager Account or your Finager Account may be assigned to you by an administrator, such as your employer or your company. If you are using a Finager Account assigned to you by an administrator, different or additional terms may apply and your administrator have the right to access your account or disable your account in case of manipulation of data, misuse of the credentials and to injure someone with his deed etc.

To protect your Finager account, keep your password confidential.You are responsible for the activity that happens on or through your Finager Account. Try not to reuse your Finager Account password on third-party applications. If you learn of any unauthorized use of your password or Finager Account, we recommend to contact with us as soon as possible.

6. Additional Terms:

Finager.com reserves the right to make changes to the website (Finager.com) related to the policies and agreements, terms and conditions and privacy policy at any time as it deems fit and proper, including but not limited to comply with changes in law or regulation, correct inaccuracies, omissions, errors or ambiguities, reflect changes in the process flow, scope and nature of the services and ancillary services, company re-organization, market practice or customer requirements. Upon any change, company will notify the updated terms on the website (Finager.com) or by other means. Your continued use of the service and ancillary services constitutes acceptance of the changes and an agreement to be bound by terms, as amended. If you do not agree to the changes, you may please discontinue your use of the services and ancillary services.

Finager.com reserves the right to discontinue or suspend, temporarily or permanently, the services, by giving reasonable time period notice, on a best effort basis, unless it is merely to change certain features/contents of the services and/or website (Finager.com) or maintain the security and integrity of the services. You agree that Finager.com will not be liable to you in any manner whatsoever for any modification or discontinuance of the services.

You agree not to use the services and ancillary services for illegal purposes or for the transmission of material that is unlawful, harassing, libelous (untrue and damaging to others), invasive of another’s privacy, abusive, threatening or obscene or that infringes the right of other.

Finager.com may, from time to time, announce certain offers with intent to promote its website(Finager.com) and/or services/ancillary service (promotional offers). The promotional offers would always be governed by these terms and certain additional terms and conditions, if any prescribed.

7. General:

If any of these conditions are deemed invalid, void or for any reason unenforceable, the parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. Relationship between you and Finager.com will be governed by the laws of the Bangladesh without regard to its conflict of law provisions. The website (Finager.com) is specifically for users in the territory of Bangladesh. In case of any dispute, either judicial or quasi-judicial, the same will be subject to the laws of Bangladesh. The failure of Finager.com to act with respect to a breach by you or other does not waive its right to act with respect to subsequent or similar breaches. This terms of use constitutes the entire agreement between you and Finager.com and governs your use of the website (Finager.com), superseding any prior agreements between you and Finager.com with respect to the website.